Kinesis Monetary System (FAQ)

1. Kinesis Currencies FAQ

What are KAU and KAG?

KAU and KAG are the main digital currencies in the Kinesis system, built for everyday use by regular people.

• KAU is the gold-backed one — each unit represents ownership of 1 gram of fine gold bullion.
• KAG works the same way but for silver — each unit stands for 1 ounce of physical silver bullion.

Do I actually own the gold (or silver) with Kinesis?

Yes. When you buy KAU or KAG, you’re the legal owner of the underlying physical metal right away, and that ownership stays with you.

What’s the smallest amount of gold or silver I can buy?

On the Kinesis Exchange, you can start with very small amounts — as little as 0.00001 KAU or 0.00001 KAG, although if you’re minting your own new Kinesis currencies through the Kinesis Mint, the minimum is higher: 100 KAU for gold or 200 KAG for silver.

Where do I store my KAU and KAG?

Most users keep them right in their Kinesis account. In that case, they’re held on the blockchain at Kinesis-managed addresses, which makes trading, spending (like with the Kinesis Card), and transferring easy.

For extra control or security, you can move them to your own standalone wallet — either one provided in the Kinesis Wallet or any external wallet that supports ERC-20 tokens. Hardware options like the Kinesis CoolWallet add another layer of protection.

Can I redeem my KAU or KAG for the actual physical bullion?

Yes, holders can redeem for the real gold or silver anytime, as long as they meet the minimums. Logistics partners like Brinks and Loomis Zurich handle secure delivery straight to you. The smallest physical amounts are 100 grams of gold or 200 ounces of silver. When you redeem, the digital tokens get burned, and that amount is removed from circulation.

Where can I trade KVTs?

KVT (the Kinesis Velocity Token) trades on the Kinesis Exchange, with trades starting at just 0.001 KVT.

How is the KVT Yield calculated?

It uses your end-of-day KVT balance. The fee pool builds up daily over the month, yields accrue every day, and eligible holders get paid on the last day of the month. Payouts are proportional — even fractional tokens qualify based on exactly what you hold.

What is C1USD?

C1USD is Kinesis’s stablecoin, pegged 1:1 to the US dollar. It’s issued by Kinesis Money Panama S.A., with reserves held at regulated financial institutions.

2. Kinesis Accounts FAQ

Is opening a Kinesis account free?

Yes — no signup fees, no monthly charges, no hidden costs at all.

Can I use the account without verifying my identity?

You can sign up, but you’ll get an email to verify your account right away. Until that’s done (via KYC), access is limited — you can look around but not trade, send, or use most features.

Do the gold and silver in my account earn a yield?

Yes, as long as your account is fully verified through KYC, your held KAU and KAG qualify for yields.

Can I have multiple accounts?

You can have one Individual account for personal use. But with the Multi-account feature, you can add and manage an unlimited number of separate Business accounts from that main profile.

What is a Business Account?

Besides personal Individual accounts, Kinesis lets businesses, corporations, trusts, and retirement funds set up dedicated accounts. It’s designed to make integration straightforward and cost-free, so they can use the full platform suite efficiently.

What are the benefits of a Business account?

Business accounts get things like:

• Borderless global transfers and remittances — great for distributed or remote teams.
• Fast worldwide transactions.
• Dealing in gold and silver values, skipping forex fees.
• Lower costs compared to traditional banking.
• Multicurrency options (crypto, gold, silver, fiat).
• Access on mobile and desktop.
• Full participation in the yields system, earning on platform activity.

Do Business accounts cost anything?

No — registering and managing them is free, no matter how many you have. The model even lets you earn yields just by using the account.

Can Business accounts earn yields?

Yes — all participants, including Business account holders, get the same fee-sharing yields. Payouts come monthly in KAU or KAG, based on your share of the relevant fee pools.

What is the Multi-Send payment feature?

It’s a tool on the platform that lets you create a list of recipients, set different amounts for each, and send KAU or KAG to multiple people at once. It saves time and makes batch payments simple, with funds available instantly to recipients.

Which currencies work with Multi-Send?

Only KAU (gold) and KAG (silver).

Can I use Multi-Send from Individual or Business accounts?

Yes — it’s open to all users, whether from a personal account or any Business/Trust/Retirement type.

Are there extra fees for Multi-Send?

No extra charge — just the standard blockchain send fee (0.45%) for KAU and KAG.

3. Metalback FAQ

What is Metalback?

It’s Kinesis’s cashback-style program, but instead of regular cash (which loses value to inflation), you earn gold (KAU) on your online purchases.

How do I earn with Metalback?

Shop at over 6,000 global retailers — big names like Apple, Samsung, Levi’s, and thousands more. Start through the Metalback hub on the Kinesis platform: browse stores, get redirected to the retailer’s site, and complete your purchase as usual. Rewards come in gold.

How many retailers are included?

Nearly 6,000 worldwide, covering everything from luxury to everyday items.

How much can I earn?

Up to 10% back in gold, depending on the retailer.

What payment methods work?

Whatever the retailer accepts — cards, other standard options, or even assets if they allow it.

When do I get the Metalback rewards?

It usually arrives 14 to 150 days after the purchase is verified, based on each store’s processing rules.

Any fees for Metalback?

None.

4. The Kinesis Yield System FAQ

What are Kinesis yields?

They’re rewards paid out to people participating in the Kinesis system — for holding, using, referring others, and more.

How many types of yield are there?

Six main ones:

• Minter’s Yield
• Holder’s Yield
• Referrer’s Yield
• Velocity Yield
• KVT Yield
• Partner’s Yield

Where do the yields come from?

Every transaction on the network generates a small fee. Kinesis takes 57.5% of those fees platform-wide and redistributes them monthly as yields to users.

How are yields paid?

They represent your proportional share of the fees, based on your activity and which yields apply to you.

When are yields paid out?

Monthly, usually in the first week of the next month, covering what accrued the previous month.

What are yields paid in?

In KAU (gold) and KAG (silver), deposited straight into your Assets section on the platform.

5. Kinesis Pay FAQ

What is Kinesis Pay?

It’s a payment plugin that lets businesses accept gold and silver as payment.

Do I need a Kinesis account for Kinesis Pay?

Yes — you need a verified, active Kinesis account to send or receive payments in gold, silver, or other supported assets.

What kinds of businesses can use it?

Any — Kinesis is open to everyone wanting to treat gold and silver like money.

What currencies does it support?

KAU (gold), KAG (silver), KVT, C1USD (the USD stablecoin), and other digital assets on the platform.

Can it handle online and in-store payments?

Yes — install the plugin on websites for online checkout in gold/silver. For physical stores, there’s a printable QR code option so customers can pay instantly via smartphone.

Do merchants pay fees to use Kinesis Pay?

No.

Are there transaction fees for buyers?

No.

How secure is it?

Transactions use multiple security layers, making it a safer option than typical online card payments.

6. Kinesis Exchange FAQ

What is the Kinesis Exchange?

It’s a professional trading platform for managing digital assets.

How do I buy gold or Silver?

Once your account is verified and funded, just go to the Exchange and buy KAU or KAG with a click.

What are the costs to buy/sell gold And Silver?

A flat 0.22% fee — same for all assets, any time, any amount.

What can I trade on the Exchange?

Over 40 cryptocurrencies, various fiat pairs, plus Kinesis natives: KAU, KAG, KVT, and C1USD.

How do deposits and withdrawals work?

Deposits hit instantly and are ready to trade. Withdrawals are available anytime from the dashboard — digital assets or, for KAU/KAG, physical bullion delivery.

Can I earn yields while using the Exchange?

Yes — trading activity ties into the yields system.

7. Precious Metals Storage FAQ

How is the physical gold and silver backing KAU and KAG stored?

It’s kept in high-security, fully insured vaults around the world — places like Dubai, Hong Kong, Istanbul, Vaduz, London, New York, Singapore, Sydney, Toronto, Zurich, Panama City, Batam, and Brisbane.

How do I know the bullion is really 1:1 allocated?

There’s a clear audit trail with multiple layers of third-party checks.

How can Kinesis offer 0% storage fees?

They cover vaulting costs from a portion of the transaction fees collected across the platform.

Who audits the inventories?

Inspectorate International (part of Bureau Veritas), a well-known specialist in physical commodity audits, handles the checks for both KAU and KAG.

How often are audits done?

They’re independent audits conducted twice a year (biannually).

What does the audit involve?

Inspectors go to the vaults in person, physically verify the existence, count, and quality of the gold and silver bars stored for Kinesis.

Who are the vault partners?

Kinesis works through Allocated Bullion Exchange (ABX), which uses established providers like Brinks, Loomis Zurich, and Malca-Amit.