Kinesis Virtual Card – Development Complete

Kinesis has finalized development of its in-house Virtual Card solution following the successful completion of internal Alpha testing. The company is now preparing for a Beta launch in the United States on February 9, 2026, ahead of a public Q1 rollout.

What the Kinesis Virtual Card Offers

US users will be able to:

• Spend gold (KAU)
• Spend silver (KAG)
• Spend cryptocurrencies
• Spend Currency One USD (C1USD)
• Pay no subscription fees

Cashback & Promotional Benefits (Q1 Launch Offer)

• 2% cashback in gold (KAU) – the only cashback program paying rewards in physical gold
• 1% contribution to the Kinesis master fee pool (no cost to users)
• No subscription fees

Key Card Features

• 0.22% low conversion fee when spending gold or crypto
• No transaction fees
• $10,000 daily spending limit
• $20,000 monthly maximum
• Custom spending limits for:
  • VIP clients
  • Long-term users
  • High-balance accounts (case-by-case approval)
• 0% conversion fee when spending C1USD in the US
• Google Pay integration during Beta
• Apple Pay integration shortly after

In-House Card Infrastructure

Kinesis has transitioned from third-party providers to a fully self-managed card system, delivering:

• Greater operational resilience
• Improved global scalability
• Faster expansion into new regions
• No need for separate country-by-country integrations

This infrastructure enables efficient activation of future regional card programs.

Rollout Timeline

• Alpha Testing (Completed)
  • December–January
  • 25 internal users
• Beta Testing (US)
  • February 2026
  • 250 Kinesis users
• Public Launch (US)
  • Q1 2026
• Full US Marketing Campaign
  • Q1 2026 onward
• International Expansion (2026)
  • Latin America & Caribbean
  • Australia
  • Canada
  • United Kingdom
  • Germany
  • Netherlands
  • Poland
  • Spain
  • Switzerland
  • Additional regions to be announced