C1USD – Currency One USD, The New Kinesis Stablecoin

• Kinesis will launch Currency One USD (C1USD), the first fully insured USD-backed stablecoin that pays a yield without lock-up.
• It follows all stablecoin and AML/CTF rules.
• Holders earn yield while enjoying extra protection and security.

Insurance

• C1USD will be supported by top global insurance and reinsurance groups.
• The insurance is designed to secure the 1:1 peg between the reserve assets and C1USD tokens.

The C1USD Yield

• Kinesis will offer a variable yield on the insured stablecoin, an industry first.
• Holders with verified KMS accounts or linked wallets will automatically receive monthly yield in C1USD.
• The initial yield is 7.5% APY, reviewed quarterly.

Where the Yield Comes From

• The Issuer, Kinesis Money Panama SA, funds the yield through a mix of traditional finance and decentralised finance strategies.
• The approach taps into both capital markets and the DeFi economy.

Insurance Backing and Confidence

• The stablecoin is underwritten by leading insurance providers to strengthen market trust.
• This backing allows holders to use C1USD more freely across both TradFi and DeFi markets.
• Institutions benefit from greater security, liquidity, and flexibility.

Designed for Institutions and Retail

• C1USD works across both traditional and decentralised financial systems.
• It supports instant, low-fee transfers on Stellar and Ethereum (ERC-20), with EVM compatibility for broad integration.
• Solana and other blockchains will be added after launch.

C1USD Features

• Secure and transparent transactions with built-in yield.

Core Functionality:

1. Global use: Everyday payments, institutional trading, and peer-to-peer transactions.
2. Speed: Transactions settle in seconds using Stellar.
3. Low cost: $0.01 per transfer on Stellar; variable ERC-20 fees.
4. Cross-chain: Issued on Stellar and Ethereum, enabling wide adoption.
5. Yield: Accrued daily, paid monthly in C1USD.

The Currency One Suite

• Kinesis will launch a full suite of stablecoins backed 1:1 by major currencies, starting with C1USD.
• Supported currencies will include GBP, EUR, AUD, CAD, CHF, AED, and SGD.

Key Features of the Suite:

1. Fast, low-cost global transfers powered by Stellar.
2. Efficient FX conversions with reduced fees and delays.
3. Deep liquidity for real-time settlement and competitive rates.
4. Multi-chain support with Stellar and Ethereum.
5. Fiat onramps for easy conversion into stablecoins.
6. Integrated payment solutions for businesses and retail.
7. Remittance services for global transfers at lower cost.

Market Potential

• The stablecoin market is expected to grow into the trillions as regulations advance.
• C1USD offers Kinesis users added protection, faster transfers, and lower costs.
• Every C1USD transaction increases overall platform volume, boosting yields for users.

Exchange Listings and Adoption

• Kinesis is in talks with exchanges to list C1USD.
• To earn yield, users must bring C1USD back to the Kinesis platform, which supports user onboarding.

Kinesis Market Position

• With C1USD, Kinesis combines yield, insurance, compliance, and full USD-backing in one product.
• This gives Kinesis a strong first-mover advantage in the evolving stablecoin market.