What is Kinesis Money? (morssglobalfinance.com)

What is Kinesis Money?
Leadership Team
How It Works
- Key Features
Types of Kinesis Currencies
Kinesis Products: A Modern Precious Metals Bullion Marketplace
- Gold Products
- Silver Products
Investment Options with Kinesis
What Customers Are Saying
Pros & Cons of Kinesis Money
- Pros:
- Cons:
FAQs
Conclusion

What is Kinesis Money?

Kinesis Money is a modern financial platform designed to provide a more stable and equitable alternative to traditional currency systems. By merging physical precious metals like gold and silver with blockchain technology, Kinesis offers a solution to inflation and currency depreciation.

Founded in 2018 by Thomas Coughlin, the platform digitizes gold and silver—turning them into spendable currencies (KAU and KAG) usable in everyday transactions. Built on the Stellar blockchain, Kinesis ensures secure, transparent, and efficient operations. Users can earn rewards by holding or transacting with Kinesis currencies, creating an incentivized financial ecosystem.

Kinesis aims to make precious-metal-backed currencies accessible globally, with strong partnerships (notably in Indonesia) and backing from ABX, a trusted name in precious metals. These collaborations ensure secure storage and validation of assets.

Leadership Team

Thomas Coughlin (CEO): Brings over 17 years of expertise in gold trading and investment management, having worked with central banks and financial institutions.
Michael Coughlin (CFO): A veteran CPA with 40+ years of financial experience, including time at the Australian Tax Office.
David Charles (General Counsel): An experienced legal professional in international corporate law, mergers, and compliance.

The broader team includes specialists in development, delivery, and global market growth, supported by an Advisory Board offering strategic insight.

How It Works

Kinesis turns physical gold and silver into digital tokens (KAU for gold, KAG for silver), each representing actual stored metals. This allows users to trade, spend, and earn from precious metals using blockchain technology.

The system supports secure and fast transactions, with a built-in reward structure encouraging active participation. Unlike traditional gold investment, Kinesis bridges physical asset value with the flexibility of digital finance.

Key Features

Kinesis Platform:
A centralized dashboard for managing gold, silver, fiat, and digital assets. Users can trade, track performance, and earn rewards, all with enhanced security and support.
Mobile App:
Offers full account control on the go. Users can buy, sell, and spend precious metals, receive rewards, and access support features—all from their phones. The app simplifies financial management and enables real-world use of digital gold and silver.
Kinesis Virtual Card (Coming Soon):
Lets users spend gold, silver, and crypto like regular money, converting assets at the point of sale. With Mastercard integration and no sign-up or monthly fees, the card is set to be available in over 60 countries and supports multiple currencies and platforms like Google Pay and Apple Pay.

Types of Kinesis Currencies

Kinesis offers asset-backed digital currencies linked to physical precious metals, delivering a financial system grounded in tangible value.

Each digital unit reflects ownership of real, securely stored gold or silver, unlike standard digital currencies backed only by numbers on a screen.

There are three core currencies within the Kinesis ecosystem:

1. Kinesis Gold (KAU)

KAU allows users to use gold as a spendable currency. One KAU token equals one gram of physical gold held in secure vaults.

Circulation: Approximately $111.59 million in KAU.
Benefits: Use gold-backed funds via Kinesis cards and earn rewards.
Security: Regular audits and physical withdrawal options ensure transparency.

2. Kinesis Silver (KAG)

KAG mirrors KAU but is backed by silver. Each token represents one ounce of securely stored silver.

Circulation: Roughly $3.41 million in KAG.
Security: Silver is verified regularly and held in secure vaults.

3. Kinesis Velocity Token (KVT)

KVT operates on Ethereum and is limited to 300,000 tokens. Holders earn 20% of all Kinesis transaction fees monthly, paid in gold and silver.

Utility: Integrated with wallets and decentralized platforms.
Value: Offers ongoing returns and scarcity benefits.

Kinesis Products: A Modern Precious Metals Bullion Marketplace

Kinesis offers a diverse collection of gold and silver bullion products for collectors and investors:

Gold Products

Bars: From 1g ($99.92) to 1kg ($80,563.01).
Rounds: The 2022 1oz Ma’at round is priced at $2,555.79.
Coins: Unique designs like Ma’at, Lunar Dragon, and Phoenix.

Silver Products

Rounds: 1oz 2022 Ma’at and 2024 Lunar/Phoenix designs (~$32.23).
Bars: Ranging from 1oz to 100oz, priced from $32.73 to $3,042.
Special Editions: Elegant 5oz Themis and 100g Themis bars.

Investment Options with Kinesis

Gold & Silver Investment

Invest digitally in physical gold and silver with no storage costs. Kinesis partners with ABX to offer secure, globally distributed storage and competitive pricing.

Yield: Monthly payouts from metal holdings.
Security: Physical assets with flexible liquidation or delivery options.

Minting

Convert physical metals into digital tokens (KAU and KAG) and earn ongoing rewards.

Passive Income: Minting yields monthly gold or silver payouts.
How to Start:
- Sign up and verify your identity.
- Open a Mint account.
- Fund and start minting.

Kinesis Exchange

The Kinesis Exchange facilitates 24/7 trading of gold, silver, and cryptocurrencies with a low 0.22% fee.

Liquidity: Direct access to ABX’s precious metals pool.
Markets: Trade across 100+ markets with intuitive tools.
Security: Strong data protection and round-the-clock support.

The Kinesis Yield System

Kinesis redistributes 57.5% of system fees to users via:

Holder’s Yield: For simply holding KAU or KAG.
Velocity Yield: Based on trading activity.
Referrer & Partner Yields: Community-based rewards.
Minter’s Yield: Earn from token creation.
KVT Yield: 20% of platform fees go to KVT holders.

Storage System

Kinesis blends physical bullion ownership with blockchain technology.

Vaults: Stored globally (e.g., London, New York, Dubai).
No Fees: Zero storage costs.
Transparency: Regular audits confirm digital tokens match stored metals.
Physical Access: Convert tokens to physical metals anytime.

Fee Structure Overview

Storage: Free for all gold and silver holdings.
Trading Fees: 0.22% for both metals and digital assets.
Transfers: 0.45% fee for all wallet movements.

What Customers Are Saying

Positive Themes: Efficient platform, fair pricing, excellent security.
Standouts: Rewards programs, unique coin designs, and ease of use.
Criticism: Occasional tech hiccups and support response inconsistencies.

Pros & Cons of Kinesis Money

Pros:

Physically backed digital currency.
Passive income through multiple yields.
Spendable assets via debit card integration.
No storage costs.

Cons:

Market adoption hurdles due to its unconventional model.
Investment value tied to metal market fluctuations.

FAQs

Is Kinesis legit? Yes, it’s a regulated financial platform launched in 2018.
What does it do? Combines digital assets with physical gold/silver.
Is it U.S.-accessible? Yes, U.S. residents can use the platform.
Alternatives? Goldmoney offers similar services.

Conclusion

Kinesis Money offers a fresh approach to digital finance by anchoring its currencies to real gold and silver. It appeals to investors seeking stability, transparency, and income potential—bridging traditional wealth with modern digital solutions.

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