Table of Contents
Using Metalback via the Kinesis Shopping Portal: A Step-by-Step Guide
Kinesis runs a Metalback shopping program. You go through their hub to reach participating online stores and earn a percentage of the purchase back in allocated gold (KAU) or silver (KAG). The reward goes straight into your Kinesis account instead of regular cashback or points.
1. Create and verify your account
Go to the Kinesis Money platform and sign up for a free account. Then complete KYC by uploading a government-issued ID, proof of address, and a selfie or facial verification. This is a one-time step needed for any financial activity. Unverified accounts can’t earn or receive Metalback.
2. Fund the wallet
Log in and open the Wallet section. You can add funds by bank transfer (USD, EUR or other supported currencies via wire or SEPA), sending Bitcoin, Ethereum or stablecoins (USDC, USDT) to your Kinesis deposit address, receiving transfers from other Kinesis users, or holding/buying KAU or KAG directly. Fiat and crypto deposits get converted automatically into KAU or KAG — the digital versions of physical allocated bullion. You need a KAU/KAG balance to spend and earn rewards.
3. Set your location
Choose your country of residence so the list shows offers relevant to your region. You can change this later from the Metalback dashboard. Browse retailers by search, filters, or any of the 24 categories.
4. Pick a retailer
Click a brand to see its offer page. Check the current Metalback percentage (they list up to 10 %) and any conditions such as minimum spend, excluded categories or required promo codes. Click “Shop Now” and you’ll be sent to the retailer’s own website to finish the purchase.
5. Cookies need to be enabled
Make sure browser cookies are turned on for both the Kinesis site and the retailer’s site. Tracking relies on them. Without cookies the purchase may not get recorded and you won’t receive the reward.
6. Complete the purchase
Shop and pay on the retailer’s site as you normally would. Accepted payment methods depend on the merchant and can include regular debit or credit cards, local currency, or KAU/KAG via the Kinesis card or other supported options where they’re offered. After placing the order, keep the confirmation email from the retailer.
7. Waiting for verification and credit
Metalback is calculated on the USD value of the purchase at the time of the transaction and paid in allocated gold (KAU) or silver (KAG), depending on your preference. The reward is credited straight to your Kinesis wallet. Processing takes between 14 and 150 days after the transaction is verified, depending on the retailer’s policies and the category — travel and higher-value items often take longer. You’ll get an email once it’s credited. In your wallet the reward appears as a fractional increase in your KAU or KAG balance. For example, a $100 purchase at 5 % gives you $5 worth of gold (roughly 0.0023 troy ounces at current prices). Each gram is backed by physical bullion stored in audited vaults (for example in Singapore or Switzerland) with a unique serial number linked to your ownership.
8. Checking rewards and activity
Inside your Kinesis account you can see Metalback rewards earned (per transaction and total), transaction history, current KAU/KAG balance, and overall account balances and holdings.
9. Looking at earnings
You can review Metalback earnings monthly in the Transaction History report. Some merchant partners listed in the Kinesis app offer the higher 10 % tier. Metalback is paid in gold, so the value moves with the gold price rather than staying fixed like ordinary cashback.
10. Managing the accumulated metal
From your wallet you can hold the gold or silver, spend it by converting KAU/KAG back to fiat at the point of sale with the Kinesis Card, exchange it for other supported currencies or assets on the Kinesis Exchange, transfer it to other Kinesis users, or withdraw physical bullion (bars or coins) subject to the platform’s minimum redemption requirements (typically 100 g or more) and shipping fees.
11. Staying up to date
Check the Metalback dashboard for new retailers, limited-time offers and rate changes. Read the terms for each retailer before buying — some categories such as gift cards, electronics or travel can have different rates or exclusions. If a qualifying purchase doesn’t show up in pending rewards within the expected time, contact Kinesis support by live chat or email.