Kinesis Pay – Everything You Need to Know

What is Kinesis Pay?

Kinesis Pay is a payment plugin that lets businesses accept payments in gold (KAU), silver (KAG), KVT, the native stablecoin Currency One USD (C1USD), and a bunch of other digital assets on the Kinesis platform—like BTC, ETH, XLM, DASH, DOGE, USDC, and more.

It’s built to be scalable and works for any Kinesis user who wants to pay or get paid in these assets, whether online or in a physical store. Transactions inside the Kinesis system settle almost instantly, with no minimum amount required, so it feels smooth and straightforward. Some of the main perks include:

• Getting near-instant payments in gold, silver, or crypto for whatever you’re selling.
• Works well for businesses of any size.
• Potential to earn multiple yields on the revenue you receive.
• Secure QR code payments for quick scans.
• Skip the hassle of manual deposits—direct receipt in metals or crypto cuts down on extra steps and often lowers overall fees.

Do I need a Kinesis account to use Kinesis Pay?

Yes. Both the payer and the receiver need a verified, active Kinesis account to send or accept payments in gold, silver, or the supported digital assets.

What types of businesses are accepted?

Pretty much any business is welcome—Kinesis is open to everyone interested in using gold and silver as real money. There’s no size limit; small shops and big operations alike can join, and the setup process is the same for everyone (and free). The only restrictions come if a merchant breaks the Kinesis Pay Terms & Conditions—like selling prohibited items or if there’s suspicion of fraud or money laundering. In those cases, the account could get frozen until things are sorted out.

What currencies can I use with Kinesis Pay?

Payments work with gold (KAU), silver (KAG), KVT, C1USD, and basically all the digital assets available on the Kinesis platform. Buyers pick whichever supported asset they want to use, and the system automatically figures out the exact amount needed to match the fiat price of the item at that moment.

Merchants choose their preferred fiat currency during setup (from the ones Kinesis supports), and the plugin handles the conversion to the right value in gold, silver, or crypto right at checkout. Once the buyer scans the QR code (or enters the payment ID) and confirms, the assets transfer straight to the merchant’s Kinesis account—keeping the whole thing in metals or digital assets, no fiat middleman.

Can I use Kinesis Pay for both online and in-store transactions?

Yes. For online stores, merchants install the plugin so customers can pay directly with gold, silver, or other assets at checkout. For brick-and-mortar spots, there’s a printable QR code option—customers scan it with their phone from the Kinesis app and pay instantly.

Do I need a Kinesis account to use Kinesis Pay?

Yes. To pay at a merchant using Kinesis Pay, you need a funded Kinesis account. If you don’t have one, you’ll usually get redirected to sign up during the process.

Can I use Kinesis Pay with both Individual and Business accounts?

Yes—it works for both. Whether you’re an individual seller, a small business, or a larger company, as long as you meet the terms, you can set it up and start accepting payments in gold, silver, and digital assets.

What yield do I earn using Kinesis Pay?

Merchants (and users in general) can tap into a couple of the platform’s yields:

• Holder’s Yield: If you keep the received gold (KAU) or silver (KAG) in your Kinesis account, you earn this passively. It’s a monthly share of transaction fees (15% of the Master Fee pool gets allocated here), distributed based on how much metal you hold—no extra effort needed.
• Referrer’s Yield: If you refer a merchant to Kinesis Pay, you get 7.5% of the transaction fees they generate (from Kinesis Pay or other platform activity). Merchants can also earn this by referring new users who then make purchases through Pay—their fees feed into the pool too.

Is Kinesis Pay available for Desktop and Mobile?

It’s mainly a desktop feature through the merchant tab in your Kinesis account, where you get the full toolkit. On mobile, some parts are available—like scanning a QR code to pay quickly from the app, without needing to enter card info.

Are merchants charged for using Kinesis Pay?

No—it’s free for merchants. You can create a merchant profile, download the Software Development Kit, and install it on your site at no cost.

Is there a transaction fee for purchasers?

No, buyers don’t pay any extra transaction fee when using gold, silver, or other assets through Kinesis Pay.

How secure is Kinesis Pay?

It uses multiple security layers to make transactions safer than typical online card payments. Your card details (if any) never get shared with the merchant or stored by Kinesis or on your device. Instead of handing over personal info directly, it creates a unique encrypted QR code or payment number. The merchant only gets the details you approve—like name, email, billing, and shipping address—to complete the sale.

How can I find merchants that accept Kinesis Pay?

You can check the Merchant Directory on the Kinesis website—it lists all the businesses currently set up to accept payments through Kinesis Pay. Check it out here. The directory exists mainly to:

• Make it easier for customers to discover shops and services that take gold, silver, or other digital assets as payment.
• Give those merchants more visibility to people interested in using precious metals or crypto for everyday transactions.
• Offer businesses a free way to get listed and promoted, with no signup fees or ongoing costs.

It’s a straightforward spot to browse if you’re looking for places that support paying with sound money.